Aye Finance
listed
Mainboard IPO
₹0.00
(0.00%)
Table of Contents
- 01 IPO Description
- 02 IPO Parameters
- 03 IPO Roadmap
- 04 GMP History
- 05Aye Finance IPO Market Lot
- 06 Aye Finance IPO – Key Details
- 07 Aye Finance IPO – Market Lot Details
- 08 Aye Finance IPO – Reservation Details
- 09 Aye Finance IPO – Anchor Investors Details
- 10 Aye Finance IPO – Important Dates
- 11 Aye Finance IPO – Promoters & Holding Pattern
- 12 Aye Finance IPO – Objects of the Issue
- 13 About Aye Finance IPO
- 14 Aye Finance IPO – Company Financial Report
- 15 Aye Finance IPO – Valuation (FY2025)
- 16 Aye Finance IPO – Peer Group Comparison
- 17 IPO Lead Managers aka Merchant Bankers
IPO PARAMETERS
PRICE BAND
122.00 - 129.00
LOT SIZE
116 Shares
INVESTMENT
₹14,964
IPO ROADMAP
BIDDING STARTS
09 Feb 2026
2
BIDDING ENDS
11 Feb 2026
3
ALLOTMENT
TBA
4
LISTING
16 Feb 2026
Grey Market Premium HISTORY
| Date | GMP (₹) | Daily Change | Gain (%) |
|---|---|---|---|
| 16 Feb 2026 | ₹0.00 | -₹0.35 | 0.00% |
| 12 Feb 2026 | ₹0.35 | +₹0.35 | 0.27% |
| 10 Feb 2026 | ₹0.00 | -₹1.00 | 0.00% |
| 06 Feb 2026 | ₹1.00 | -₹2.00 | 0.78% |
| 05 Feb 2026 | ₹3.00 | - | 2.33% |
Aye Finance IPO MARKET LOT
| Application | Lot Size | Shares | Amount |
|---|---|---|---|
| Retail Minimum | 1 | 116 | ₹14,964 |
| Retail Maximum | 13 | 1,508 | ₹194,532 |
| S-HNI Minimum | 14 | 1,624 | ₹209,496 |
| S-HNI Maximum | 66 | 7,656 | ₹987,624 |
| B-HNI Minimum | 67 | 7,772 | ₹1,002,588 |
Aye Finance IPO – Key DETAILS
| Parameter | Details |
|---|---|
| IPO Open Date | February 9, 2026 |
| IPO Close Date | February 11, 2026 |
| Face Value | ₹2 per equity share |
| Price Band | ₹122 – ₹129 per share |
| Issue Size | Approx ₹1,010 Cr |
| Fresh Issue | Approx ₹710 Cr |
| Offer for Sale (OFS) | 2,32,55,813 equity shares |
| Issue Type | Book Built Issue |
| IPO Listing | BSE, NSE |
Aye Finance IPO – Market Lot DETAILS
| Category | Lots | Shares | Amount |
|---|---|---|---|
| Retail Minimum | 1 | 116 | ₹14,964 |
| Retail Maximum | 13 | 1,508 | ₹1,94,532 |
| S-HNI Minimum | 14 | 1,624 | ₹2,09,496 |
| S-HNI Maximum | 66 | 7,656 | ₹9,87,624 |
| B-HNI Minimum | 67 | 7,772 | ₹10,02,588 |
Aye Finance IPO – Reservation DETAILS
| Investor Category | Shares Offered | Reservation (%) |
|---|---|---|
| Anchor Investor | 3,56,98,420 | – |
| QIB (Excluding Anchor) | – | 75% |
| NII (HNI) | – | 15% |
| Retail | – | 10% |
Aye Finance IPO – Anchor Investors DETAILS
| Parameter | Details |
|---|---|
| Anchor Bidding Date | February 6, 2026 |
| Shares Offered | 3,56,98,420 Shares |
| Anchor Size | ₹460.51 Cr |
| Lock-in Period (50% Shares – 30 Days) | March 14, 2026 |
| Lock-in Period (50% Shares – 90 Days) | May 13, 2026 |
Aye Finance IPO – Important DATES
| Event | Date |
|---|---|
| IPO Open Date | February 9, 2026 |
| IPO Close Date | February 11, 2026 |
| Basis of Allotment | February 12, 2026 |
| Refunds Initiation | February 13, 2026 |
| Credit to Demat Account | February 13, 2026 |
| IPO Listing Date | February 16, 2026 |
| IPO Bidding Cut-off Time | February 12, 2026 – 5 PM |
Aye Finance IPO – Promoters & Holding PATTERN
| Particular | Details |
|---|---|
| Promoter Status | The Company Does Not Have An Identifiable Promoter |
| Promoter Holding Pre Issue | – |
| Promoter Holding Post Issue | – |
Aye Finance IPO – Objects of the ISSUE
| Purpose | Amount (₹ Crores) |
|---|---|
| Not Disclosed | – |
| Not Disclosed | – |
| Not Disclosed | – |
About Aye Finance IPO
Aye Finance started its journey in 1993 and has been involved in the business of offering secured and unsecured small business loans for working capital, including mortgage loans, ‘Saral’ Property Loans, and secured and unsecured hypothecation loans, primarily to micro-scale MSMEs.
Furthermore, the company is ready to provide a business loan so the business can grow, and as collateral assets or property of the business.
It provides loans to businesses like manufacturing, trading, services, and agriculture-related businesses. The company helps 586,825 active customers in 18 states and 3 union territories and manages a lot of money for them. Aye finance provide loans, including mortgage loans, secured hypothecation loans, and unsecured hypothecation loans.
Aye Finance IPO – Company Financial REPORT
| Period Ended | Revenue (₹ Cr) | Expense (₹ Cr) | PAT (₹ Cr) | Assets (₹ Cr) |
|---|---|---|---|---|
| 2023 | ₹643.34 | ₹571.94 | ₹39.87 | ₹3,126.00 |
| 2024 | ₹1,071.75 | ₹843.89 | ₹171.68 | ₹4,869.59 |
| 2025 | ₹1,504.99 | ₹1,279.98 | ₹175.25 | ₹6,338.63 |
| Sep 2025 | ₹863.02 | ₹780.44 | ₹64.60 | ₹7,116.01 |
Aye Finance IPO – Valuation (FY2025)
| KPI | Value |
|---|---|
| ROE | – |
| ROCE | – |
| EBITDA Margin | – |
| PAT Margin | – |
| Debt to Equity Ratio | – |
| Earning Per Share (EPS) | ₹9.51 |
| Price / Earning (P/E) Ratio | N/A |
| Return on Net Worth (RoNW) | 12.12% |
| Net Asset Value (NAV) | ₹90.00 |
Aye Finance IPO – Peer Group COMPARISON
| Company | EPS | P/E Ratio | RoNW % | NAV | Income |
|---|---|---|---|---|---|
| SBFC Finance Limited | ₹3.21 | 27.32 | 11.57% | ₹29.61 | ₹1,306.16 Cr. |
| Five-Star Business Finance Limited | ₹36.61 | 12.07 | 18.65% | ₹215.22 | ₹2,847.84 Cr. |
IPO Lead Managers aka Merchant BANKERS
- Axis Capital Ltd.
- IIFL Capital Services Ltd.
- JM Financial Ltd.
- Nuvama Wealth Management Ltd.